New York Driver License (DMV) Written Practice Test 2026 - Free DMV Practice Questions and Study Guide

Question: 1 / 400

What is the penalty for driving without valid insurance?

Warning and no further action

Fine and possible license suspension

Driving without valid insurance is a serious offense because it not only puts the driver at financial risk but also endangers other road users. The penalty for this violation typically includes a fine, reflecting the need to enforce responsible driving behavior and ensure that all drivers carry the necessary insurance to cover damages in the event of an accident.

Additionally, the penalty may involve possible suspension of the driver's license as a further deterrent against operating a vehicle without insurance. This consequence is designed to emphasize the legal requirement for drivers to maintain valid insurance and protect the interests of all road users. Ensuring compliance with insurance laws is fundamental to promoting safety on the roads, and the penalties reflect the severity with which such violations are treated by law enforcement.

Get further explanation with Examzify DeepDiveBeta

Mandatory traffic school

Community service requirement

Next Question

Report this question

Download New York Driver License (DMV) Written Practice Test PDF Study Guide
Subscribe

Get the latest from Examzify

You can unsubscribe at any time. Read our privacy policy